Home Selling August 24 2018

The Ultimate Home Seller’s Checklist

Your house is sold. What next? Eagle Home Mortgage has prepared your closing checklist as you reach the end of the home buying process.

Services

  1. Gather your receipted bills for taxes, water, sewer and civic association dues and fees. This will ensure you don’t incur costs after the property transfer.
  2. Notify utilities when to conduct a final reading of your meters. Know what you’re responsible for to get ahead of your payments.
  3. Notify your telephone and cable companies to forward any bills and set up an installation at your new location. You don’t want to arrive at your new location with no power and a stack of late fees that may impact your credit.
  4. Notify your waste management service to cancel or transfer garbage collection. You may also be able to rent a dumpster for all the debris involved in moving.
  5. If you’re driving long distances to your new location, notify your fuel dealer to get an oil reading. Moving is expensive enough without your car breaking down, especially if it’s packed with belongings.
  6. Cancel or forward any regular deliveries, such as newspapers, magazines, etc. so they reach your new destination and don’t create pile-ups that attract burglars.

Insurance

  1. Send change of address cards to all necessary recipients.
  2. Immediately write to your mortgage company to notify them that your house has been sold. Request a payoff amount for your mortgage loan.
  3. After the settlement, cancel or transfer your fire and/or homeowner's insurance.

 

Change of Address Checklist

 

Tenant Readiness

  1. Put all appliance and household equipment information in a kitchen cabinet drawer so the new tenants have quick, easy access.
  2. Bring all keys and electric garage door openers to your settlement to hand over to the new owners.
  3. Have your home "broom swept clean." This is a common real estate term implying a bare, spotless cleanliness for the most professional appearance possible.
  4. Remove all personal belongings from your home. Excavate room by room, and make sure to empty out all drawers, closets, etc.
  5. Notify your moving company of pick-up and drop-off dates to avoid any last-minute delays that prevent the new tenants from moving in.

If your home will be vacant:

  • Notify the police. They can monitor your home for any suspicious activity.
  • Arrange for lawn care or snow removal. Any build-up will be a nightmare for your future tenants and cause costly, preventable maintenance damage.
  • "Winterize" your house if necessary to protect your pipes and insulation.

Ready for your next home? speak to a loan officer today!

Search Results for query

February 14 2020

Buying a Home Together

Moving in together is a big step in any adult relationship, but buying a home together comes with a whole new set of hurdles. A home is often the most expensive purchase that you will be making…together! Below are some tips to help you prepare for this...

Read More

February 06 2020

Tax Incentives for Homeowners*

The dream of homeownership comes with many financial incentives. These financial perks extend beyond the more obvious such as building equity and investing in your future, to the size of your tax return each year. Tax season is fast-approaching, so we thought it...

Read More

January 30 2020

Save Time, Close Online with Eagle Express Close

After you’ve gone through the loan process, gotten that clear to close and your Lennar home is ready for you to move in, it’s time for the closing process. Closing is the final step before that new home is officially yours!

Read More

January 23 2020

New Decade, New Design Trends

If you’re looking to tackle a new project in 2020, look no further than your own home. The new decade is a perfect time to update your living spaces.

Read More

January 16 2020

Is a Mortgage Refinance Right For You?

You’ve probably heard by now that refinancing your home loan may result in benefits like lowering your monthly mortgage payments. But how does that work, exactly?

Read More

January 10 2020

How do Interest Rates Affect Purchasing Power?

Purchasing power refers to the price of the home you can afford based on the budget you have available. Naturally, if interest rates start to increase, you will not be able to afford the same home on the same budget. In a nutshell, you will be paying more for...

Read More

December 27 2019

4 Refinancing Myths BUSTED

Don't let common misconceptions keep you away from refinancing your mortgage. Consider the 4 most common myths and why they should be kicked to the curb.

Read More

December 20 2019

Decorating Your Home for the Holidays on a Budget

You don’t have to skip decking your halls this season just because you’re on a budget! The holidays can already be an expensive time for many, so we like finding stress-free and inexpensive ways to get into the holiday spirit. Here are some tips for...

Read More

December 18 2019

Homebuying Hurdle: Debt

Many believe that their amount of debt will be an instant hurdle when qualifying for a home loan. This is not always true. The amount of your debt will not necessarily be a red flag to lenders, but your debt-to-income (DTI) ratio might be. This number is one way...

Read More

12345Last

Mortgage Calculators

Crunch the Numbers With Our Helpful Mortgage Calculators

Payment Calculator

payment calculator

Payment
Calculator

Affordability Calculator

affordability calculator

Affordability
Calculator

Refinance Calculator

refinance calculator

Refinance
Calculator

The Modern Digital Mortgage with a Personal Touch

Paperless. Effortless. Awesomeness TM

Simplify the home financing process with our Digital Mortgage. We'll be here to help navigate you through the entire process.

Get Pre-qualifiedWhat is a Digital Mortgage?